With things like budget, term lengths, and monthly costs to consider, it's no surprise that so many people hate buying cars-even though they love owning them so much. To help you figure out how much vehicle you can afford, make use of our 100% free, 100% online car loan payment calculator!

* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

How It Works

Why not start the process with a bit of fun? Your goal: Find the ideal make and model to fit your lifestyle. Search through our inventory of new Nissan models or pre-owned vehicles for sale near Hoover. We have hundreds of trucks, SUVs, minivans and Nissan cars for sale in Birmingham, so have at it.

Next, determine how much of a down payment you can afford. This will help narrow down your search. Enter that down payment amount and the vehicle price in the online auto loan calculator above.

Choose your preferred loan term length-the most common lengths are 48-, 60-, or 72-month terms-and an estimated APR. If you need assistance determining your auto finance interest rate, speak with a member of our Nissan financing department to get pre-approved for a loan or lease.

Buy the car! It's really that easy to find out what your car-buying budget should be. And thanks to our Shop From Home program, you can shop, value a trade, buy and even test drive vehicles without coming into our Birmingham car dealership.

Need more help identifying your car loan budget? Contact our new and used car dealership near Hoover at (205) 390-7564 to speak with a member of our Jim Burke Nissan sales team. We'll be glad to help you apply for and acquire a car loan, find great lease terms, or simply get you behind the wheel of a Nissan that is right for you. Happy shopping!